Our team of experts is constantly working to make the design and user interface as user friendly as possible. We’ve made the two most useful guides for you on how to top up an account and invest. Let’s check them out!
Topping up an account in your personal Dashboard
The “Home” tab in your Dashboard allows you to use our website as a crypto wallet for investing in Individual and Business loans.
You can top up your account in any available cryptocurrency; the equivalent amount in USD, ETH or BTC will be displayed in the “Balance” section. You can also use Balance to exchange your crypto for any other crypto you need.
To top up your Balance, do the following:
- Go to the “Home” section in your Dashboard
- Use the “Add money” button
- Select cryptocurrency you want to top up your balance with
- Enter the amount in USD and the system will calculate the equivalent amount in a given cryptocurrency
- Or you can enter the amount in crypto, and the system will show the equivalent amount in USD
- Click on “To the next step”
- Copy the wallet address by clicking on “Copy”
- Paste the wallet address into the “To” field in your wallet
- Copy and paste the transfer amount and send the funds.
- You could also use the QR code for an easy top-up.
Once you’ve got 3 Blockchain confirmations, the amount will be added to your balance.
It is important: We recommend you set a higher fee when sending funds – the transaction will be performed faster. Remember, the transfer amount doesn't include fees.
To make a deposit, you will have to visit the “Deposit” section in your Dashboard. Here you can find a special window where you set your own loan terms; then the system finds you a relevant Individual loan.
- Enter the amount you want to invest
- Set the loan term
- Click or tap on “Find Borrower”
- The system will automatically find you a borrower and activate the loan.
The minimum loan amount is $10 with between a 10 and 90 days term. Your profit percentage depends directly on your account rating and the loan term.
You can issue an unlimited number of loans. Your daily profit will be automatically added to your Balance and displayed in the Transactions section of your Dashboard.
Once the loan terms have expired, the whole deposit amount will be refunded to your Balance. You cannot withdraw this amount until the loan term expires. However, your daily profit is available for withdrawal at any time.
The Business loan terms are different. The loan term is between 90 and 360 days; the minimum investment amount is $100. Profit percentage may vary depending on a given loan term. You can always find relevant information about a particular Business loan in its menu.
A Business loan is a group loan – it involves the whole group of lenders that raise the necessary loan amount. You can invest in such a loan an unlimited number of times until the whole amount is raised.
Your Business loan profits are also automatically added to your balance and displayed in the Transactions section of your Dashboard. Once the loan term has expired, the whole investment amount is refunded to your Balance and becomes available for withdrawal.
In order to invest in a Business loan, you need to select the loan you’re interested in and enter the amount you’re willing to invest. Then use the “Create deposit” button. Your daily profits will be credited to your account every 24 hours.
You might have noticed an additional profit percentage added to the loan terms. This percentage depends on your account rating. Every 0.1 rating score gives you an additional 0.01% to your profits.
Find out more about Rating here - https://intercom.help/bitcoloan/en/collections/265...
These are the two most important guides, but actually we have a lot more! You can find the guides on our YouTube channel where we tell you about all the useful tools of our platform. http://bit.ly/37fnPgG